ROLE
Commercial Insurance Producer
This Commercial Insurance Producer role is with an established, fast-growing independent P&C agency in the Phoenix metro that has built a genuine development system — paid licensing, a 10-week training program, weekly one-on-one coaching, a dedicated service partner, and organic lead flow — for an entry-level candidate with the discipline and coachability to build a residual book worth $100K in year one and multiples of that within three.
ROLE HIGHLIGHTS
SALARY
$48,000 - $100,000
LOCATION
Tempe, AZ
TYPE
Full-time
Job description
Read most insurance producer postings and the pitch is some version of: here's an uncapped commission plan, good luck. This is not that.
This role exists because the firm has decided that the way to grow is to find people with the right character — discipline, coachability, a real work ethic — and build them into commercial producers themselves. That means they carry the risk and the cost of your development, and it means the support around you is unusually heavy.
Here's what that actually looks like.
You start with a paycheck and no license. The firm enrolls you in the Kaplan P&C course, covers it, and pays you through the two-to-four-week study window. You're not moonlighting your way into this career; getting licensed is your job for those first weeks.
Then you enter a 10-week initial producer training program. Each week introduces a piece of product knowledge and a specific selling skill. You practice it live, then roleplay it Wednesday and Friday with feedback. Your actual calls get reviewed with you. At the end you certify — you demonstrate you can execute the standard sale, on the phone, competently. Nobody is graded on whether they "figured it out."
After that, coaching doesn't stop, it becomes permanent. You get a weekly one-on-one with the agency sales lead. Each quarter you work on exactly one behavior — the atomic-habits approach, one thing at a time, until it's automatic. You bring one call that went well and one that didn't. You leave with a written action item. Over a year that's four deliberate, compounding improvements rather than a blur of generic feedback.
You also have a real service partner. Each account manager supports up to two producers, and that partnership is the engine of the job. Your CSR services your new and renewal accounts so you are not drowning in administration. The producers who thrive here treat that person as a genuine partner — they walk over and talk rather than firing emails across the office. When a book crosses roughly $800,000 in written premium, the firm brings on another account manager rather than letting service quality slip.
And you are not prospecting into a void. The agency generates organic leads. The CRM gives you a working call list every morning. You have access to multiple top-rated carriers and specialty markets, so you can actually solve a business owner's problem rather than apologize for your one carrier's appetite.
On the phone work, honestly. You will make around 30 calls a day. If you're picturing a telesales floor, that's the wrong picture — these are conversations with business owners about real coverage problems, using an approach the firm trains: diagnose the need with good questions, sell on value rather than price, and guide the next step with the client. But it is a structured, phone-forward, in-office job, and the discipline is the point. Showing up and hitting your call numbers is 80 to 90% of the battle. It isn't hard. It just takes focus.
And on the money, specifically. The $4,000 monthly draw is a floor, not a salary — you earn the draw or your commission, whichever is greater, and it runs for the first 18 months. The expectation is that you'll exceed it comfortably inside the first year. Every account you write pays you again next year, and the year after as they renew. Your year-three income includes your year-one renewals, your year-two renewals, and the new business you write in year three. That's how producers here get from $100,000 in year one to $200,000 and beyond by years two and three. You are not restarting at zero every month.
What makes this role unique?
The firm invests in you before you produce anything. Paid licensing, paid study time, 10 weeks of structured training, and permanent weekly coaching, all before you've earned them a dollar.
The income is residual, not transactional. A book built early keeps paying, which is why the earnings curve steepens rather than flattens.
You get infrastructure, not just an opportunity. Dedicated CSR support, organic lead flow, a working CRM, and access to multiple carriers and specialty markets.
There is a real leadership path. The current agency sales lead is slated to open the Illinois office, which means that seat — 8 to 12 direct reports, quarterly production goals — needs a successor. The firm is openly looking for who that will be.
The culture is small and genuinely close. Fifteen people, Friday wings and pizza, and a stated preference for developing people patiently over churning them.
The hours are humane. 8:00 to 4:00, no weekends, and no expectation you stay late — most business owners aren't reachable after four anyway.
What you will do
Work a daily call list from a set of leads provided to you, making roughly 30 outbound calls to small business owners.
Diagnose real coverage needs through good discovery questions, then present tailored solutions on value rather than price alone.
Take control of the sales process — driving the specific next step rather than waiting on the client.
Complete the 10-week producer training including Wednesday and Friday roleplays and the final roleplay certification.
Work in close daily partnership with your assigned account manager on new business and renewals.
Learn to bind business first; quoting is introduced after roughly 12 to 18 months.
By month six, consistently present at least one policy per week — bound or not, presented properly.
Build and retain a book of business that renews, and grows, year over year.
The ideal candidate
Zero to three years of professional experience. This is genuinely an entry-level seat and the firm prefers it that way.
A consistent work history showing discipline and follow-through. Five jobs in five years is the single clearest disqualifier.
A dynamic personality and real willingness to spend the day on the phone.
High emotional intelligence — the ability to take a bad call, set it down, and dial the next one.
Willingness to earn a P&C license within four weeks of starting (70% to pass, four attempts allowed, but the firm wants you to pass first try).
A bachelor's degree is a nice to have, not a requirement. Some of the firm's strongest producers don't have one.
Disciplined and coachable. Asked to name the single most important trait, the firm's answer was both of these together.
No fixed ideas about how selling "should" work and genuinely want to learn a system.
Humble and open-minded. Improvement here is incremental — an evolution, not a revolution.
Think in terms of team, not just your own number. The firm's phrase is "two is one, one is none," and the producers who share what's working are the ones developed into leaders.
Motivated by building something that compounds rather than chasing this month's check.